Privacy & Legal

Privacy Policy
Consumer privacy is a top priority for LoanPeople. All sensitive data provided to LoanPeople is secured with industry-standard protocols and technology.

LoanPeople takes user privacy seriously. LoanPeople does not sell, rent, or otherwise provide personally identifiable information to any third parties for marketing purposes. LoanPeople shares personally identifiable with third parties only when required to carry out essential loan procedures, such as running a credit report with your consent.

If you have questions or concerns regarding this Privacy Policy, please email: security@loanpeople.com.

Information Collection
Personally Identifiable Information:

LoanPeople is a residential home loan company. The personally identifiable information you choose to provide on LoanPeople.com, such as your name, email address, or other contact information, allows us to connect you with the particular services you are seeking. Other information, that does not personally identify you as an individual, is collected by LoanPeople from the site (such as, patterns of use) and can be used by LoanPeople, in its sole discretion, deems appropriate.

Cookies & Log Files:
LoanPeople.com may use cookies and web log files to track site usage. At this time, LoanPeople.com uses cookies in the form of Google Analytics to track visitor traffic to the website. A cookie allows website owners to recognize users when they return to a website using the same computer and web browser. Through the use of a cookie, LoanPeople may automatically collect information about activity on our website, such as web pages visited, the links on which you click, and other actions you take while on LoanPeople.com. The cookies do not store any personally identifiable information about you. Most browsers automatically accept cookies, but you may usually modify your browser setting to decline cookies. If you choose to decline cookies, please note some of the features and services of LoanPeople.com may not function properly.

This site may also use web beacons to collect information. Web beacons are, like cookies, small files that recognize when a visitor returns to a particular site. Web beacons may also be used in e-mail advertising to help track which e-mail messages have been opened. Web beacons are used to track the movement of visitors to websites and, like cookies, are not tied to any personal information.

This privacy statement covers the use of cookies, log files, and beacons by this site only.

Due to the communications standards on the Internet, when you visit LoanPeople.com, LoanPeople receives the URL of the site from which you came. LoanPeople also receives the Internet protocol (IP) address of your computer (or the proxy server you use to access the World Wide Web), your computer operating system and type of web browser you are using, as well as the name of your ISP. This information is used to analyze overall trends to help us improve the service and usability of LoanPeople.com.

The linkage between your IP address and your personally identifiable information is never shared with third-parties without your permission or except when required by law.

Eligibility:
You must be at least 18 years old to have LoanPeople’s permission to use this site. LoanPeople does not knowingly collect, use or disclose personally identifiable information about visitors that are under 18 years of age.

Communications:
LoanPeople communicates with consumers through email and notices posted on this website. LoanPeople may send you promotional information unless you have opted out of receiving this information. If you wish to opt-out of receiving promotional emails, please send a request to unsubscribe@loanpeople.com.

Information Sharing
Sharing Information With Third Parties:
LoanPeople takes user privacy seriously. LoanPeople does not sell, rent, or otherwise provide personally identifiable information to any third parties for marketing purposes. LoanPeople shares personally identifiable with third parties only when required to carry out essential loan procedures, such as running a credit report. If you would like to be excluded from the aggregated research or products based upon aggregated data about our users’ activities on the site, please email us at security@loanpeople.com.

Third Party Links and Policies:
LoanPeople.com contains links to other websites owned and operated by third parties, including USA Federal Government Resources. LoanPeople does not control, and is not responsible for, the privacy and security practices of these third parties. We recommend you review the privacy and security policies of these third parties to determine how they handle data collection.

Legal Disclaimer:
LoanPeople may need to disclose personally identifiable information when required by law. LoanPeople discloses this information only when we have a good-faith belief disclosure is necessary to comply with a court order, ongoing judicial proceeding, or other legal process served on LoanPeople, to exercise legal rights, or defend against legal claims.

Changes to this Privacy Policy
Notice of all changes that materially affect ways in which your personally identifiable data may be used or shared will be posted in updates to the Privacy Policy on LoanPeople.com. If you continue to use LoanPeople.com after notice of changes is published, use is your consent to the changed practices. Unless stated otherwise, the current Privacy Policy applies to all information that LoanPeople has about users.

Questions or Comments
If you have questions or comments about this privacy policy, please email security@loanpeople.com.

Terms of Use Agreement
What is LoanPeople.com?

LoanPeople.com is a website that provides visitors with mortgage-related information about origination services. LoanPeople.com is hosted, owned and operated in the United States.

Terms of Use Agreement

This Terms of Use Agreement (“Agreement”) sets forth the legally binding terms for your use of LoanPeople.com. By using LoanPeople.com, you agree to be bound by this Agreement. The term “User” or “you” refers to anyone accessing or using services of the site. You are only authorized to access the Website (regardless of whether your access or use is intended) if you agree to abide by all applicable laws and to this Agreement. Please read this Agreement carefully and save it. If you do not agree with it, you should discontinue use of the Website.

Services and Content

This Agreement includes the privacy policy for acceptable use of the services and content posted on the Website, your rights, obligations and restrictions regarding your use of the Website, and Privacy Policy. In order to use some features of the Website, you may be notified that you are required to agree to additional terms and conditions. Unless otherwise provided by the additional terms and conditions applicable to the services in which you choose to participate, those additional terms are incorporated into this Agreement.

Duties and Nature of Relationship

You, the visitor(s), have opted to view LoanPeople.com and may decide to submit a request for more information or apply for a home loan.

Amendments

LoanPeople may modify or amend this Agreement from time to time and any modification or amendment is effective upon posting by LoanPeople.com on the Website. You agree to be bound to any changes to this Agreement when you access the Website after any modification or amendment is posted. It is important that you review this Agreement regularly to ensure you are updated as to any changes.

Privacy Policy

Use of LoanPeople.com is also governed by our Privacy Policy, which is incorporated into this Agreement by this reference.

Disclaimers

LoanPeople thoroughly reviews content prior to publication; however, some information may be incorrect and LoanPeople is not responsible for any incorrect or inaccurate content posted on the LoanPeople.com website or in connection with LoanPeople.com, whether caused by Users of LoanPeople.com or by any of the equipment or programming associated with or used by LoanPeople.com. LoanPeople.com may contain links to other websites. LoanPeople.com is not responsible for the content accuracy or opinions expressed on those websites, and those websites are in no way investigated, monitored or checked for accuracy or completeness by LoanPeople.com. Inclusion of any linked website on LoanPeople.com does not imply approval or endorsement of the linked website by LoanPeople.com. When you access these third-party sites, you do so at your own risk.

LoanPeople is not responsible for the conduct, whether online or offline, of any User of LoanPeople.com. LoanPeople assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of any User communication. LoanPeople is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software, failure of any email or players due to technical problems or traffic congestion on the Internet or on LoanPeople.com or combination thereof, including any injury or damage to Users or to any person’s computer related to or resulting from participation or downloading materials in connection with LoanPeople.com. Under no circumstances shall LoanPeople be responsible for any loss or damage, including personal injury or death, resulting from use of LoanPeople.com, from any content posted on or through LoanPeople.com, or from the conduct of any Users of LoanPeople.com, whether online or offline. LoanPeople.com services and Website are provided “as-is” and as available, and LoanPeople.com expressly disclaims any warranty of fitness for a particular purpose or non-infringement. LoanPeople cannot guarantee and does not promise any specific results from use of LoanPeople.com.

Limitation of Liability

LOANPEOPLE IS NOT LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT DAMAGES, LOST OF ANTICIPATED PROFITS, OR ANY OTHER PECUNIARY OR NON-PECUNIARY LOSS OR DAMAGE OF ANY KIND, ARISING FROM YOUR USE OF THIS SITE OR INABILITY TO USE THIS SITE, EVEN IF LOANPEOPLE HAS BEEN ADVISED OF THE POSSIBILITY OF THE DAMAGES.

No Liability for Events Beyond Our Control

LoanPeople shall not be liable or responsible for any interruption or inability to perform services or related losses caused by events beyond LoanPeople.com’s control, such as natural disasters, wars, riots, strikes, computer failures or losses of power, communications, or transportation facilities.

Disputes

If there is any dispute between you and LoanPeople, you agree that the dispute shall be governed by the laws of the State of Texas, USA, without regard to conflict of law provisions, and you agree to exclusive personal jurisdiction and venue in the state and federal courts of the United States located in the State of Texas, City of Austin. Either LoanPeople or you may request that any dispute between LoanPeople and you about or involving LoanPeople.com be settled by arbitration utilizing the dispute resolution procedures of the American Arbitration Association (AAA) in Austin, TX, USA, provided that the foregoing shall not prevent LoanPeople from seeking injunctive relief in a court of competent jurisdiction or from filing any other litigation proceeding.

Indemnity

You agree to indemnify and hold LoanPeople, its subsidiaries, and affiliates, and their respective officers, directors, owners, agents, partners and employees, harmless from any loss, liability, claim, or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of LoanPeople.com, any content, and services in violation of this Agreement and/or arising from a breach of this Agreement, and/or any breach of your representations and warranties in this Agreement or the Privacy Policy.

Ownership & Proprietary Rights

This website is owned by LoanPeople, LLC. All content displayed on the website, as well as all visual interfaces, graphics, designs, information, computer code (including source code or object code), software and all other elements of the websites are protected by United States copyright, trade dress, patent and trade/service mark laws, international conventions, where applicable, and all other relevant intellectual property and proprietary rights and laws. Except as otherwise specified on the website, all content contained on the website is the property of LoanPeople, LLC and/or its third-party licensors. Except as expressly authorized by LoanPeople, LLC, you may not sell, license, distribute, copy, modify, publicly perform or display, transmit, publish, edit, adapt, create derivative works from or otherwise make any unauthorized use of the content.

Fees

LoanPeople does not charge you a fee for its Website services. There is no fee to submit an inquiry on LoanPeople.com.

Other

Your acceptance of this Agreement is deemed by your use of the Website or any of the services provided by LoanPeople. This Agreement constitutes the entire agreement between you and LoanPeople regarding the use of LoanPeople.com. The failure of LoanPeople to exercise or enforce any right or provision of this Agreement is not a waiver of that right or provision. The section titles in this Agreement are for convenience only and have no legal or contractual effect.

This Agreement operates to the fullest extent permissible by law. If any provision of this Agreement is unlawful, void or unenforceable, that provision is deemed severable from this Agreement and does not affect the validity and enforceability of any remaining provisions.

If you believe there is any misuse of the Website or services by any person, please contact security@loanpeople.com.

Please contact us at: security@loanpeople.com with any questions regarding this Agreement.

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